Homes in Every Market Place. Some over a million dollars, most well under $100,000. You have a supply of homes that will fit your requirements for size amenities and location. Your agent can place you in their VIP Buyer program and email you daily or weekly all new listings that come up and fit your criteria of bank foreclosure, distress sale, size, amenities, and location. What could be easier?

Pre-Approved Always as a buyer have your financing in line before you start your search. Some banks and government agencies will provide low cost, low down payment mortgages for owner occupants. You get the house cheap and the money to buy too. A great deal!

Find Your Home Your agents emails will give you a listing detail of the home with photos and a locator map. Drive by check out the area, is this somewhere you would like to live and raise your family? If the area or subdivision is not what you want cross it off your list and tell your agent so he can adjust your criteria in the computerized home search. When you see an area you like make sure you agent knows and hell be all over that neighborhood looking for next home.

Make an Offer The listing price is usually set at close to market value, some listing agents try to impress the bank with higher than realistic pricing. With your Buyer agent doing some research (CMA) and tax records make an offer at your price. Dont get caught up in the this is the only house for me syndrome. Be ready to walk if the bank or its agent wont make a deal. There are plenty of others to choose from.

Repairs and Renovations Some banks today are making repairs to properties before placing them on the market. This usually involves painting inside and outside, new heating and air, new water heater, new flooring, and maybe some new fixtures or appliances. You can still save money on this updated house because they have extra costs in the property and must sell it fast. Usually this is a property that the overall foreclosure costs was way less than the market price. Some people lose their $295,000 for not keeping current the $110,000 mortgage they have great equity to work with and get taken to the cleaners because they don't work with the right agent.

Make Ready and Move In Maybe you have to do the repairs yourself you have just saved tens of thousands dollars. You have some equity to work with use a small home improvement loan or an equity line of credit or you may even be able to finance the repair in your new mortgage. You have a lot of options. And your agent can help you set it all up.

Foreclosures are not just for investors, there are opportunities for some great deals for every home buyer in almost every area of the country. From $50,000 to $6,000,000+ you can find something that is right for you and have your real estate agent do most of the work.